Emergency Preparedness: (Easily) Take a Home Inventory

cloud storageCabinets crammed with bank account and credit records. Cardboard boxes stuffed with years of tax statements. Hard drives maxed out with family photos, videos, music and more. In the day-to-day business of life, some stuff needs to be kept within arm’s reach. Other items are rarely used but take up valuable space because they may be needed…someday. If clutter is an issue, one thing is clear: Important paperwork and electronic files should be safeguarded from worst-case scenarios such as fire, flood, theft and the inevitable computer crash. In our free ebook, "Emergency Preparedness: It’s Your Business," one modern option is off-site storage using a Web-based file-hosting service where important information will remain secure, yet easily accessible. Online file storage is rapidly gaining popularity and replacing traditional backup drives, discs and even the trusty ol’ fireproof safe. In fact, Gartner, Inc. (a leading information technology research company) predicts that by 2016, a third of consumers’ digital content will be stored “in the cloud.” Apart from the virtual safekeeping of your records and memorabilia, online file storage serves double duty as insurance home inventory—ideal for speeding up the claim settlement process. The philosophy behind emergency preparedness is to help you get on with life as smoothly as possible, right? So in the event of a disaster such as a fire, for example, providing your adjustor with a handy digital catalog of your belongings makes the whole deal faster, more accurate and infinitely less stressful.

What should be included in a home inventory?

Creating a home inventory involves going through your residence room by room—don’t forget the attic, basement and garage—and making a list of the items of value in each space, their quantity and approximate value. It helps tremendously to dig deep and find a receipt for as many possessions as possible. A suggested checklist includes:
  • Antiques/collectibles
  • Appliances
  • Clothing
  • Electronics
  • Garden tools
  • Hobby supplies
  • Home office furnishings
  • Luxury items: jewelry, china, silver, crystal, furs
  • Sports equipment
  • Power tools
And more... While taking inventory, grab your smart phone and snap a photo of each item because it’s preferred to have a physical checklist plus visual images. Some larger insurance companies provide free, interactive home inventory tools for their clients—just plug in your info and go! Tools are also available for download including Handy Scanner, Google Docs, and iTrackMine, just to scratch the surface. Whatever method you choose, it couldn’t be easier today to create your home inventory and upload it all safely to that big, fluffy storage space in the sky. LDR Construction Services, Inc. Cleaning & Restoration has proudly served all of northern Illinois and southern Wisconsin since 1991. LDR specializes in the complete repair of fire, smoke, wind, water and vandalism damage to both commercial and residential properties. Capable of handling any size loss and working with all types of insurance providers, the LDR disaster team is available 24 hours a day, 365 days per year. For more information, visit www.ldr4service.com or call 1-888-874-7066. Image courtesy of kangshutters / FreeDigitalPhotos.net download the free Emergency Response Plan guide.  


 

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