How to Conduct Inventories of Water-Damaged Possessions for Insurance

an underwater view in the flooding interior. 3d concept Water damage is a common issue that many homeowners all over the United States, from California to Florida, have had to deal with at least once. In Illinois and Wisconsin, homeowners not only have to worry about water damage resulting from leaky plumbing fixtures, but they may also fret every time there's a snowstorm or flooding in the area. While it is possible to restore possessions ruined by water damage in some cases, water damaged possessions are sometimes beyond repair. Here are a few tips that will help you conduct an inventory of water-damaged contents for insurance purposes. Don't Discard Any Items Before Assessment A common mistake that many homeowners make is discarding water damaged items before a proper assessment is conducted. Even if an item is damaged beyond repair, you still want to hold on to it for at least a while. That way, if you decide to make a claim for the possession, the actual value of the item will be easier to gauge. Even though homeowners are usually advised not to discard damaged items prior to an assessment, many often do for a number of reasons. For example, if mold and mildew was growing on the item, a homeowner may opt to discard it rather than keep it. If you do discard any items, ensure that you write down as many details about the item as possible and take pictures. Record what the item is, where you purchased the item, what material the item is made of, and how much it cost. Without this information, the item will be difficult to appraise. Handle All Items with Care Without a doubt, water damaged items are very fragile. Therefore, you want to handle all of your water damaged items with care to prevent even further damage. It is important to handle water damaged possessions with care so that brand names and model numbers can be identified. If you believe the items will suffer further damage for any reason, consider taking pictures of these possessions if possible. All brand names and model numbers should be visible in the pictures you take. Take as many pictures as possible, because you can never take too many when it comes to taking inventories of water-damaged contents. For certain items, you should take pictures of the possession in various states. For example, you will want to take a picture of a rug rolled out and another picture of the rug rolled up. Both distant and close up picture are helpful for most items. Focus on Valuable Items When conducting an inventory of your water-damaged possessions, you want to focus on the valuable items first. Water damaged items are fragile so it is always possible that your possessions will become damaged even further with time. Therefore, it is essential that you work fast and make valuable items your number one priority. Items can be monetarily or sentimentally valuable. While you can count on your insurer to conduct inventories of your water-damaged possessions for insurance, it is best to start the process yourself, especially if you expect that your insurer won't be able to conduct an inventory any time soon. For more information about conducting inventories of water-damaged possessions, don't hesitate to contact Leaders in Disaster Restoration.
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