Tornado Season Is Here – Are You Prepared?

tornado seasonAt LDR, we often deal with the aftermath of disasters. People are often surprised at what is really problematic after a tornado. While the tornado may be bad in and of itself, there are consequences after the tornado that people rarely consider.

Insurance Coverage

Tornadoes have been recorded in all 50 states. That means that even though Tornado Alley is famous for its tornado seasons, no state is immune from the effects of a funnel cloud that touches down. After the wind damage occurs, gas lines may be exposed and the resulting leaks could result in fire. When the fire response services put the fire out, the home may have wind, water and fire damage. Unless you have the right insurance, the cost of fire and water damage restoration may not be covered by your policy. You want to talk to your insurance agent to make sure that you have the right coverage for your area.

Emergency Supplies

The American Red Cross recommends that you have at least 3 days of emergency supplies stored for you and your family. This includes 1 gallon of water per person per day, food, and some sort of entertainment (after the initial event, disasters can get boring). Having a backpack with all of the items in it will make it easier for you and your family to evacuate your home when you need to go to a shelter. Be sure to store the supplies in a place that you have easy access to.

When a Tornado Strikes

Oftentimes, people will attempt to verify that there is a tornado. However, it is dangerous to try to find the tornado because it can be on top of your home before you realize it. When the air siren calls, it is time to head down to the basement or to an interior wall. Remember to grab some of these essential items as you move to the safety of the basement:

  • Battery operated weather radio
  • Cell phone (and charger too)
  • First Aid supplies
  • Flashlight/Extra Batteries
  • Personal ID
  • Car Keys
  • Special items that you would need if you left the house
  • Leashes/pet carriers
  • Food and water

How You Can Help Others Affected by a Tornado

After a disaster, financial donations are the quickest and best way to get help to the people who need it most. Your support helps the Red Cross be there every day for disasters big and small. You can donate to the Red Cross by calling 1 800 REDCROSS, by visiting www.redcross.org/donate or texting REDCROSS to 90999.

At LDR, we know that it is important to be prepared and do the right things during a tornado. Follow these guidelines and you will have a head start when the tornado strikes.

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